VoltPay

Mission & Vision

Mission

Help anyone move money across borders with confidence: clear fees, instant feedback, and strong device trust.

Vision

A unified experience that connects local rails with modern identity, delivering instant, predictable transfers globally.

Problem & Solution

The problem

Cross-border transfers remain slow, opaque, and error-prone.
Trust gaps: device/account takeovers and phishing via links.
Fragmented UX across web/app; unclear statuses and fees.

Clear, real-time statuses and instant confirmations where supported.
Per-device verification + signed deep links for safer auth and pay.
Modern, mobile-first UX with transparent pricing and routing.

Product snapshot

For consumers

Fast P2P and top-ups, local payouts, and easy compliance prompts. Clear fees and live delivery estimates.

Flutter & SwiftUI clients
App Links + link-based sign-in
Granular device trust

For partners

Simple webhook model, observability hooks, and a conservative security posture to reduce onboarding risk.

Go services & Firebase backend
Audit trails & least-privileged access
Compliance-friendly architecture

Status (Oct 2025): Pre-launch, private testing. Live payments are gated on regulatory approval.

Market & Business model

Market

Cross-border consumer remittances + SMB payouts. Wedge: corridors with poor UX or reliability where a device-trust approach wins.

Model

Per-transfer take rate (tiered by corridor & method)
FX spread (transparent, published)
Future: premium features for SMBs & APIs

Early traction & validation

Signal

Exploring fit with payments ecosystem providers; inbound interest as we harden auth, device trust, and payouts.

We enable money movement only after regulatory approval and corridor readiness.

Private testing

Internal builds exercising onboarding, sign-in links, device checks, and payout simulations.

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Technology & Security

Stack

Clients: Flutter + SwiftUI
Backend: Go services, Firebase
Observability: event/webhook-first

Security posture

Per-device verification & signed deep links
Encryption in transit & at rest
Least-privilege + audit trails

Roadmap

Q4 2025 — Hardening & private testing: auth flows, device trust, payouts sandboxing.

Q1–Q2 2026 — Compliance & partner integrations; closed beta with select users.

H2 2026 — Gradual region rollouts; business accounts and richer APIs.

What we’re seeking

Capital

Pre-seed conversations to accelerate compliance, corridor launches, and partner integrations.

Use of funds: regulatory, security reviews, corridor enablement
Team: senior mobile + backend, compliance engineering

People

Actively seeking technical co-founders who have shipped secure fintech/payment systems.

Mobile (Flutter/SwiftUI), backend (Go), infra, security
Fintech domain: KYC/KYB, payouts, risk

Investor intro Co-founder intro